金融援助

经济援助是通过各种渠道提供的金钱援助，帮助你在上大学期间满足你的经济需求.

1. 奖助金 -这是你不必偿还的钱.
2. 工作研究 程序 -这是你真正挣到的钱. The college provides employment opportunities that will help pay for college.
3. 奖学金 – These funds do not have to be repaid; however, there are often stipulations attached to the award. Contact the 金融援助 office for scholarship information and applications.

To be considered for 联邦和 国家援助, as well as federal campus-based programs (Federal SEOG and Federal 工作研究), you must complete the 免费申请联邦学生援助(FAFSA). 学院可能需要额外的信息来完成奖励. 我们将通过电子邮件通知您需要哪些信息. Our priority deadline for processing of financial aid for the fall semester is June 1 each year. 所有信息必须在此日期之前完成，以满足截止日期.

我们鼓励您获得联邦学生援助(FSA) ID，以便以电子方式签署您的FAFSA. If you are a dependent, your parent(s) are also encouraged to obtain an FSA ID.

我们的第四章学校代码是008086. 以便我们以电子方式接收您的申请, 在你的申请中附上我们学校的代码是很重要的.

是的. Financial need is determined each academic year, so you must complete a new FAFSA each academic year. The FAFSA opens December 1 each year and now requires tax information from two years ago. 例如, the 2024-2025 FAFSA will require 2022 tax information.

经济援助的原则是，如果你是一名受抚养学生，你和你的父母对支付你的高等教育负有主要责任. 这就是为什么你可能需要报告你父母的收入. 然而, 如果满足以下条件之一，联邦政府将认为你独立于父母:24岁, 结婚了, 参加研究生课程(如.g., master’s or doctorate), 除了配偶以外，你还有其他法定的受抚养人吗, 你是孤儿还是法庭的监护人, 是一名老兵, 现役, 未成年人是否已被解放或处于法定监护之下, 或者无家可归，或者有无家可归的危险.

你的经济援助可能来自各种各样的来源，可能包含三种类型的援助(助学金)的组合, 奖学金, and work study). Once your FAFSA is submitted and processed, the Expected Family Contribution (EFC) will be computed. The EFC is determined by considering the number of persons in the household, the household income, 家庭中有多少人在上大学. 然后从出勤费用中减去EFC. 剩余的金额是需要的经济援助奖励. We do not package students in the work study program; work studies will have to complete separate in-house applications.

After all financial aid information has been received and the requirements for admissions completed, 您应该通过学生电子邮件帐户收到通知. 你也可以在 自助服务 portal.

While the process of determining financial aid eligibility is basically the same for all applicants, 在特定情况下有一定的灵活性. Situations which might merit special circumstances include 1) unusual medical and dental expenses, 2)收入减少或非经常性收入, 3)家庭和经济状况，通常被认为是依赖的学生可以被认为是独立的. 如果你觉得你有任何特殊情况，可能会影响到你和你的家人应该缴纳的金额, 和财政援助办公室谈谈.

All Pell Grant awards are based on full-time status (12 credit hours or more). 然而, 如果你参加的课程少于12学时, your Pell Grant will be prorated down to the number of hours you are attending. 即使你注册的时间少于6个学分(取决于资格)，你也有资格获得小额佩尔助学金。. 如果你参加的时间少于全日制，你也可能成为联邦勤工俭学学生并获得SEOG.

如果你有超过你的学费/费用和书店费用的援助, 退款将通过银行移动支付发放给您, a technology solution, powered by BMTX, 公司. 支付所有学期费用后的余额. 一旦入学确认并收到财务援助办公室，退款将产生. 你可以 查看 disbursement dates or 查看我们的第三方服务合同退款管理.

夏季助学金仅限于因上一学期秋季和春季学期全日制入学人数不足而在本学年仍有联邦佩尔助学金资格的学生.

If you are receiving financial aid, 联邦和 state regulations require you to maintain 令人满意的学业进展. 一个要求是，你必须完成至少67%的累计学分尝试(e.g.，要获得50个学分，你必须完成至少33个学分。. 第二个要求是必须维护一个累积的2.0 GPA in all coursework. Therefore, withdrawals, failing grades, and incompletes will count against you. 也, if you completely withdraw from college before the 60% point of the semester, 你可能会被要求退还全部或部分奖学金.

Return of Title IV Policy

学生经济资助和退学:

第四章联邦财政援助授予学生的前提是他们将在提供财政援助的整个期间上学. 接受经济资助的学生退学, or stop attending, 是否需要退还收到的部分助学金.

第四章联邦财政资助退学学生, 或者停止上大学, during the f国税局t 60% of the semester will have their financial aid recalculated. 一旦收到全部提款通知, 澳门葡京赌场开户网被要求采用一个联邦规定的公式来确定学生在退学之前“赚”了多少联邦资金. 由于这种重新计算，一些赠款接受者可能欠该机构和联邦政府的款项. This review and recalculation is called a “Return of Title IV Aid Calculation.”

标题四基金的返还适用于所有退出的学生, 或者停止上澳门上葡京赌场开户, 并获得第四章基金的经济援助. “第四章基金”是指根据1965年《澳门葡京赌场开户网》(经修订)授权的联邦财政援助项目，包括克雷文学院的以下项目:

• Federal Pell Grant
• 联邦补充教育机会补助金(FSEOG)

学生是否正式退学, or unofficially, the college must determine if students earned all federal or 国家援助 received. 学生的退学日期是他们最后一次出勤的日期. 在完成超过60%的注册学期之前退出所有课程的学生将根据完成学期的百分比重新计算其获得资助的资格. 例如, 完全闭关自守的学生, only completing 30% of the term will have “earned” 30% of Title IV aid received. 剩余的70%必须由学校和/或学生退还.

If a student enquires about withdrawing from all classes prior to completing 60% of the term, 他们需要联系克雷文CC的财政援助办公室, or an academic advisor, 看看撤军将如何影响他们的经济援助. 退学会对学生的整体学业进步产生负面影响，也可能给克雷文学院带来债务, the Department of 教育, 或两个, 学生要负责支付费用. 一旦学生完成了60%以上的学期, they have earned all the Title IV assistance they were scheduled to receive for that period.

Official Withdrawals

学生与克雷文CC学术顾问一起完成退学表. 财政援助办公室核实教师在班级花名册上提供的最后出席日期.

Unofficial Withdrawals

如果学生停止参加某门课程, 但没有正式退出(如上所述), the 金融援助 Office uses the last date of attendance to determine the student’s withdrawal date. 当一个学生的成绩都是f或u时, 或者是这些成绩的组合, the student may be defined as "unofficially withdrawn" for Title IV purposes. At the end of each term, 如果最后一次出勤日期是在学期的60%之前, the Return of Title IV calculation will be based on the last date of attendance.

学生是否正式退学, or unofficially, the college must determine if students earned all federal or 国家援助 received. 学生的退学日期是他们最后一次出勤的日期.

第四章援助学生的收入百分比是按比例确定的，即在入学期间完成的日历天数除以入学期间的总日历天数. 注册期间的日历天数不包括任何五天或五天以上的计划休息时间.

Though student’s aid is posted to their account at the start of each term, 学生可以在完成学期后获得这笔资金. The percent of the term completed is the percentage of Title IV aid earned by the student. If the percentage is greater than 60%, the student earns 100% of the disbursed Title IV aid. If the student withdraws from all coursework on or before the 60% of the term, Craven CC is required to return a portion of the student’s financial aid that is unearned. (Title IV的返回)由于这种计算, Federal funds may not cover all unpaid school charges due to Craven CC upon student’s withdrawal.

If a student received less assistance than the amount that they earned, 他们可能会收到这些额外的资金. 这是取款后付款. 这些奖助金必须在45天内支付. 所有提款后的支出将首先用于学生账户中未支付的学杂费. If the Return to Title IV calculation results in a credit balance on the student’s account, 贷方余额将尽快支付, but no later than 14 days after the calculation of Return to Title IV.

如果学生得到的帮助比他们挣的多, 多余的资金必须由学校和/或学生退还. Craven CC will return the amount to the federal program on behalf of the student, 学生必须将资金偿还给Craven CC. 所有标题IV基金回报必须在确定学生退出之日起不迟于45个日历日完成. Funds are returned to the appropriate federal program based on the percentage of aid earned, 返回的顺序由美国政府决定.S. Department of 教育.

未偿还的克雷文CC债务将阻止学生收到正式的学业成绩单，也将阻止学生在克雷文CC注册未来的课程，直到债务全部还清.
如果学生正在考虑退学或对退学的经济援助后果有任何疑问, 请联系克雷文CC的财政援助办公室，电话:252-638-7216或 financialaid@quallityinn.com.

两者应该同时进行. 因为申请经济援助是一个非常漫长的过程, 你需要尽快开始申请. 然而, 如果你没有被学院录取并完成所有入学要求，将不会获得经济援助.

No. A program must lead to a degree or diploma in order to be eligible for financial aid. 我们的基本执法培训(BLET)和美学课程是唯一可接受的证书课程. 特殊学分的学生没有资格获得经济援助. If you are unsure about aid eligibility and the program you are considering, 联系财政援助办公室澄清.

根据联邦贸易委员会的说法, 不诚实的公司保证或承诺奖学金或助学金. 一些人保证他们可以代表学生获得奖学金，或者在预付费用的情况下颁发奖学金. 大多数提供“退款保证”，但包括一些条件，使其无法获得退款. Others provide nothing for the student’s advance fee—not even a list of potential sources. Some companies ask for a student’s checking account to “confirm eligibility,，然后在未经学生同意的情况下借记账户. 即使公司确实为学生提供了奖励来源, most often the same information is available at the 金融援助 office for free.

你必须有高中毕业证书, 格, 或成人高中成绩单，并被认可的大学课程录取，以获得经济援助. 你不能在参加格或成人高中课程的同时参加大学课程并获得经济援助. 一旦你获得了格或成人高中文凭, 你有资格申请经济援助, including the Pell Grant.

金融援助 TV is a great source of financial aid information that answers questions parents or students may have. It has dozens of short videos that explain various financial aid topics and is accessible 24/7.